> ## Documentation Index
> Fetch the complete documentation index at: https://ramps-kph-stablecoin-direct-issuance-spec.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Use Cases

> Discover what you can build with Grid

export const ImageCard = ({img, title, children, href}) => {
  const card = <div className={`image-card ${href ? 'image-card-link' : ''}`}>
      <div className="image-card-img-wrapper">
        <img src={img} alt={title} className="image-card-img" />
      </div>
      <div className="image-card-content">
        <div className="image-card-title">{title}</div>
        <div className="image-card-desc">{children}</div>
      </div>
    </div>;
  return href ? <a href={href} className="image-card-anchor">{card}</a> : card;
};

export const FeatureCardGrid = ({cols = 3, children}) => <div className={`not-prose feature-cards-grid feature-cards-cols-${cols}`}>
    {children}
  </div>;

## Global Accounts

<FeatureCardGrid cols={3}>
  <ImageCard title="Financial apps and wallets" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/gga-financial-apps-wallets.webp?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=e5df4269211f6922960013a5e56f020b" href="/global-accounts" width="888" height="592" data-path="images/use-cases/gga-financial-apps-wallets.webp">
    Create dollar accounts users can hold, send from, and withdraw locally
  </ImageCard>

  <ImageCard title="Creator platforms" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/gga-creator-platforms.webp?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=0ebcb3c4be8d943875791d1d52f7b59a" href="/global-accounts" width="888" height="592" data-path="images/use-cases/gga-creator-platforms.webp">
    Give creators a global dollar account for payouts and audience earnings
  </ImageCard>

  <ImageCard title="Marketplaces" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/gga-marketplaces.webp?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=6253339b31ab2dc648e5093f31841998" href="/global-accounts" width="888" height="592" data-path="images/use-cases/gga-marketplaces.webp">
    Let sellers collect marketplace earnings and withdraw through local rails
  </ImageCard>

  <ImageCard title="On-demand platforms" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/gga-on-demand-platforms.webp?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=ada742b1096cf7427167bcfd19894e25" href="/global-accounts" width="888" height="592" data-path="images/use-cases/gga-on-demand-platforms.webp">
    Pay gig workers into dollar accounts they can withdraw from locally
  </ImageCard>

  <ImageCard title="Messaging platforms" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/gga-messaging-platforms.webp?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=63e1efddfa2cd1ce3d93e9f8fccfface" href="/global-accounts" width="888" height="592" data-path="images/use-cases/gga-messaging-platforms.webp">
    Add dollar accounts for transfers inside chat and community experiences
  </ImageCard>

  <ImageCard title="Social platforms" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/gga-social-platforms.webp?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=6e87cddfbf327f192948093f68d974a7" href="/global-accounts" width="888" height="592" data-path="images/use-cases/gga-social-platforms.webp">
    Help creators and communities receive, hold, and move dollar balances globally
  </ImageCard>
</FeatureCardGrid>

## Payouts & B2B

<FeatureCardGrid cols={3}>
  <ImageCard title="Creator payouts" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/payouts-b2b-creators.jpg?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=98096b4b956931fdabca0166457ad635" href="/payouts-and-b2b" width="888" height="592" data-path="images/use-cases/payouts-b2b-creators.jpg">
    Pay creators and influencers instantly, anywhere they bank
  </ImageCard>

  <ImageCard title="Payroll & contractors" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/payouts-b2b-payroll.jpg?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=df8104a6d5bbf535a1fb936b8eb55c37" href="/payouts-and-b2b" width="888" height="592" data-path="images/use-cases/payouts-b2b-payroll.jpg">
    Send salaries and contractor payments globally with locked FX rates
  </ImageCard>

  <ImageCard title="Marketplace disbursements" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/payouts-b2b-marketplace.jpg?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=5e09a110ab04b1d811298ee10d23e70e" href="/payouts-and-b2b" width="888" height="592" data-path="images/use-cases/payouts-b2b-marketplace.jpg">
    Distribute earnings to sellers and service providers worldwide automatically
  </ImageCard>

  <ImageCard title="Supplier/vendor payments" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/payouts-b2b-suppliers.jpg?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=18b9cc518e366fb3486bb6e74848343c" href="/payouts-and-b2b" width="888" height="592" data-path="images/use-cases/payouts-b2b-suppliers.jpg">
    Pay international vendors and suppliers in their local currency, settled in seconds
  </ImageCard>
</FeatureCardGrid>

## Ramps

<FeatureCardGrid cols={3}>
  <ImageCard title="Buy BTC" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/ramps-buy-btc.jpg?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=c33aca2db3955042f8dcb99d6a20d759" href="/ramps" width="888" height="592" data-path="images/use-cases/ramps-buy-btc.jpg">
    Let users purchase Bitcoin directly inside your app
  </ImageCard>

  <ImageCard title="Sell BTC" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/ramps-sell-btc.jpg?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=81679bf1afc750c8153af5a4c268e293" href="/ramps" width="888" height="592" data-path="images/use-cases/ramps-sell-btc.jpg">
    Convert Bitcoin to fiat and settle to any bank account
  </ImageCard>

  <ImageCard title="Wallet funding" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/ramps-on-ramp-usdc.jpg?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=3513e0922b3c7d08ca7f319e1e493378" href="/ramps" width="888" height="592" data-path="images/use-cases/ramps-on-ramp-usdc.jpg">
    On-ramp fiat to fund user wallets with stablecoins or BTC
  </ImageCard>

  <ImageCard title="Fiat settlement" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/ramps-offramp-usdc.jpg?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=ec84ce67d3af0a420590b1aeedfd09c9" href="/ramps" width="888" height="592" data-path="images/use-cases/ramps-offramp-usdc.jpg">
    Off-ramp digital assets to local bank rails in real time
  </ImageCard>
</FeatureCardGrid>

## Rewards

<FeatureCardGrid cols={3}>
  <ImageCard title="BTC cashback" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/rewards-cashback.jpg?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=92d1df2749f186c221af8b8f521c35c7" href="/rewards" width="888" height="592" data-path="images/use-cases/rewards-cashback.jpg">
    Give users Bitcoin back on purchases or actions
  </ImageCard>

  <ImageCard title="Referral incentives" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/rewards-refer.jpg?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=c331d0a79df40471ec593fa0e1ad9b93" href="/rewards" width="888" height="592" data-path="images/use-cases/rewards-refer.jpg">
    Pay out BTC or fiat when users refer new customers
  </ImageCard>

  <ImageCard title="Loyalty programs" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/rewards-redeem.jpg?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=056ad48999b9a9e3fa3265c3687e8145" href="/rewards" width="888" height="592" data-path="images/use-cases/rewards-redeem.jpg">
    Build point-based or asset-based loyalty with real redemption value
  </ImageCard>
</FeatureCardGrid>

## Global P2P

<FeatureCardGrid cols={3}>
  <ImageCard title="Cross-border remittances" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/global-p2p-remittances.jpg?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=612fbf48bf2f874590ef8c2ccc8239cb" href="/global-p2p" width="888" height="592" data-path="images/use-cases/global-p2p-remittances.jpg">
    Move money across countries on the fastest, lowest-cost rails
  </ImageCard>

  <ImageCard title="Wallet-to-wallet (UMA)" img="https://mintcdn.com/ramps-kph-stablecoin-direct-issuance-spec/ohD1KcFfCggFYjA7/images/use-cases/global-p2p-uma.jpg?fit=max&auto=format&n=ohD1KcFfCggFYjA7&q=85&s=567faf92a1e664c217cc6dbc52aae5fc" href="/global-p2p" width="888" height="592" data-path="images/use-cases/global-p2p-uma.jpg">
    Send and receive via UMA addresses across any participating app
  </ImageCard>
</FeatureCardGrid>
